You can’t row the boat without “making waves” and if you are not rowing the boat you are likely only drifting where the currents take you. ~ Jerry Nix
By FreeWaveMaker, LLC — Jerry Nix Date: 08/06/2026 Welcome to the First Edition of “Scamming the Public 101” I’m launching this new weekly series for one reason: I’m tired of watching scammers steal millions — sometimes hundreds of millions — from innocent people, especially seniors, while our government barely lifts a finger. And when they …
Continue reading Scamming the Public 101: “Prove Me Wrong” Posts Are the Beginning of Scams
For 42 years as a financial advisor, I’ve watched people do something that makes perfect sense to them emotionally… but costs them money logically. They’ll say, “Jerry, I don’t want to touch my savings. I’ll just borrow the money.” Or the opposite: “Jerry, I don’t want a loan. I’ll just drain my savings.” But here’s …
Continue reading WHY BORROWING AGAINST A CD CAN SOMETIMES BE SMARTER THAN JUST USING THE CASH
By Freewvemaker, LLC (Jerry Nix Author) February 05, 2025 Art Provided by Copilot AI 1 The Money Changers Why do I bring Money Changers into the final part of my Social Insecurity Article? I think this has been one of the biggest problems that have led to many of the current issues in the Social …
Continue reading Social Insecurity and the Cost-Of-Living ( Part 4)
By: Jerry Nix | Freewavemaker, LLC December 30, 2024 The “Santa Claus rally” is a well-known …
By: Jerry Nix | Freewavemaker, LLC Date Published: January 17, 2024 A couple of days ago my Vietnamese wife came to me with a question. That question was, …
By: Jerry Nix | Freewavemaker, LLC Date Published: November 16, 2023 Note from the author: If you don’t read the article, at least consider viewing the video at the end of the article. It may teach you some things you need …
By: Jerry Nix | Freewavemaker, LLC July 1, 2023 Turn on the T.V., Radio, or view any social media site today and all you seem to hear or see is the violence that is going on in America today. And man do they tend to blow it out of proportion or what? They …
Continue reading Major Crime is lower than you may think in America
January 11,2023 Oh my goodness ... how I hate it each year about this time. The time to pay the fiddler, so to speak. They say "When you dance you have to pay the fiddler." As of 2022, there are an estimated 150 million individual taxpayers in the US. This means there were about 150 …
Continue reading What’s wrong with the American Government – Part 4
December 28, 2022 I started this series on 12/26/2022 with a discussion of four things wrong with our government that I believe if you fixed either one we would go a long way in fixing our broken system. PART 1 had to do with Paid Lobbyist. This part will have to do with term limits …
Continue reading What’s wrong with the American Government – PART 2
By: Jerry Nix, Freewavemaker, LLC – January 14, 2022 In this article I will be discussing my views and opinions on Military Bonuses, the Draft and Patriotism. Remember as you read this that is my opinion and views on the subject. You have a right to yours as well. With that being said, let’s get …